There are lots of reasons people call on Mann & Associates Appraisal Services, LLCThousands of people in Oregon buy, sell or refinance their home each month. A lot of these transactions consist of a simple line item for an appraisal. And while there are a multiplying number of automated home valuation methods that may appear to be more economical than an appraisal, the majority of lenders still want a local expert because the stakes are very high. But is obtaining a mortgage the only reason to acquire an appraisal? Are there other cases when the services of a certified, independent real estate professional could come in handy? You bet.
Let Mann & Associates Appraisal Services, LLC help you challenge your tax assessment in Lane CountyIf you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from Mann & Associates Appraisal Services, LLC is your best evidence when building your case. We're equipped to assist you in challenging your tax assessment.
Let Mann & Associates Appraisal Services, LLC help you lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance plan that nearly all lenders ask homeowners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate. Seeing that extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to do away with the PMI payments when the balance is paid down to 78% of the original value.
If you'd like to do away with PMI, Mann & Associates Appraisal Services, LLC will provide you with a statement regarding the value of your home. The price you paid for the home valuation can usually be regained in a short amount of time because you'll no longer be paying the PMI.
Settling a divorce with less stressA divorce can be a very daunting ordeal for both parties, and it is often further complicated by the challenging decision of who maintains the property. It's a good idea to order an appraisal from Mann & Associates Appraisal Services, LLC so both parties are fully aware of the true market value of their property, regardless of the situation.
The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Settling an estate with peace of mindThe loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans don't have dedicated estate planners or executors to handle these affairs, unlike wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the precise value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.
Mann & Associates Appraisal Services, LLC can assist you in relocating to or from Lane CountyWe are familiar with the headaches involved with an employee relocation. We take great care in organizing a convenient appointment time for the appraisal inspection. During our detailed process, we encourage relocating employees to provide input on the positive aspects of their property, as well as information regarding any current sales or listings in their area that they want considered.
Selling your home quickly at the right priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.
We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties are on the market. So, obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.